Nordic Fintech Magazine’s - The Future of

Ecosystem Mindset: Staying Ahead of the Innovation Curve - Interview with Andrea Kates, Partner at Suma Ventures

It used to be, not long ago, that business was a zero sum game with winners and losers, where strategy was about gaining competitive advantage to win bigger marketshare. That model seems to be quickly dating.  An emerging new approach to business is leveraging the power of co-creation to effect combinatorial gains across businesses and industries to not only increase market share for everyone but to also create new value opportunities for customers. Welcome to the Ecosystem Model.

In this roaring interview with international, Sillicon Valley based, thought leader, Andrea Kates we discuss how incumbent organisations can leverage their scale and influence to build Ecosystems that maximise, growth, impact and opportunities for players of all sizes and customers.

Escaping Death by Innovation Theatre - Interview with Soren Nielsen, COO at Subaio

What happens when innovation becomes an act of vanity, fuelled by those who only seek to be entertained by the novelty and inventiveness of those with fresh and revolutionary ideas? For a fintech, keen to scale through partners, the danger of falling into an innovation theatre routine can be catastrophic, even deadly.

In this fascinating interview with Soren Nielsen, COO at Subaio and author of the book "Death by Innovation Theatre" we learn how Fintechs can to avoid the clutches of pretence innovation. Soren shares with us his experience both as an entrepreneur and as part of a founding team, the challenges of bringing a new and unheard product to market, and best practices to turn partnerships into successful ventures that ultimately result in real innovation benefiting the Fintech, their partners and customers.

Fintech, Innovation and Digital Euros, a Central Banker’s Perspective – Interview with Aleksi Grym, Head of Fintech at the Bank of Finland

We often bring you perspectives directly from the field as we speak to the visionaries and entrepreneurs that are reimagining financial services, but today, we have a slightly different angle, and we are super excited to bring you a fantastic interview with Aleksi Grym, Head of Fintech and Principal Adviser at The Bank of Finland. As a Central Banker Aleksi has a very interesting view on how fintech is Developing in Finland and the driving factors that are contributing to the explosion of innovation we are seeing all over the Nordics.  

Aleksi has also been personally involved in the assessment activities that the European central bank has taken to evaluate the possibility of having a Central Bank Digital Currency also known as a Digital Euro.  So if you are confused about what a CBDC is , what makes it different from the digital money sitting today in your bank account and whether a European CBDC could replace cash or even those cryptocurrencies you’ve been playing with in your digital wallet, then you’ve got to listen to what Aleksi has to say.

Peer to Peer Loans with Impact- Interview with Rasmus Camborda Meilvang, CEO and Founder at Plata

The sharing economy has enabled us to share cars, scooters and even real estate. Now it can also empower us to share financial assets to lend and borrow money directly with each other without the need of a bank. In this interview we had the pleasure to speak with Rasmus Camborda Meilvang, CEO and Founder at Plata. Plata is a visionary Danish company that is harnessing the power of the sharing economy to enable peer-to-peer loans, offering an alternative to traditional bank loans, consumer loans, credit card loans and overdrafts where people can lend money to each other at a reasonable interest rate and in a way that is easy to understand. 

In this insightful interview we discuss the challenges of going after banks' most profitable products, piercing through the myth of the "monopoly on trust" and how to learn from the market when launching a new product. 

Sustainable Finance and the Role of Regulation - Interview with Theodor Christensen, Head of Sustainability, Danish FSA

Sustainable Finance is one of the biggest trends to hit investors in years, as the most conscientious ones, seek opportunities to do good while doing well. However, most of us only get to hear the sound-bytes in three minute increments as they get portrayed in the media, without fully understanding their meaning, implications and arrival into the cultural narrative.

In this eye opening interview with Theodor Christensen, Head of Sustainability for the Danish Financial Supervisory Authority, we had the opportunity to ask all the questions you've always wanted to know but never knew who to ask. Find out what regulators mean when they talk about sustainability and net zero, why they think it is important and  what role they play in incorporating ideas into the regulatory system that oversees the flow of capital.

How will the Corporate Metaverse Transform the Way we do Business Today? - Interview with Mads Troelsgaard, CEO & Co-Founder at SynergyXR

Much has been said, written and speculated about the Metaverse recently but, most of the chatter has revolved around the consumer Metaverse. Yet in the same way that Web 1.0 and Web 2.0 completely transformed the way people do business today, the Metaverse will become the next blue ocean market for businesses and corporations. In this interview with Mads Troelsgaard, CEO and Co-Founder of visionary frontrunner and Metaverse pioneer SynergyXR, we discuss the future of the Corporate Metaverse, and how being able to create Metaverse spaces with ease, will become as essential for business as it is to have a website, or an intranet today. Mads opens our eyes to a future where companies and their employees will be able to engage customers, socialise, collaborate, ideate and even develop new and still unknown business models, while concurrently and remotely engaging in immersive virtual worlds.

Courage and Innovation, the Key to Financial Services Transformation - Interview with Dani Binatti CTO & Co-Founder at Pismo

The traditionally held dogma of in house production, long decision making cycles and 18 month long product launches in Banking is being outmoded by courageous companies able to look beyond the status quo. Brazilian Fintech company Pismo is an undeniable example of conviction and boldness as they launched with an idea that, at the time was sacrilegious to banking; create an all in one, entirely native, cloud platform for payments and banking. Fast forward a few short years and Pismo handles millions of accounts for banks in the Americas, Europe and Asia. Today we get a change to speak to their CTO and Cofounder Dani Binatti who shares with us her vision and drive to change the industry for good.

How VR, AR, MR and the Metaverse will Change How we Learn, Play, Rest and Work

Have news about the Metaverse reached your saturation point? Well it seems that we've only just started to hear the beginning of it. Technology companies have been working on this for years, and spatial web access technologies like VR headsets a augmented reality sensors as well as underlying infrastructures enabled by blockchain have finally reached the spillover point where mass consumers are not only ready, but keen to adopt them. In this visionary interview with Jonathan Komang-Sønderbek, Senior Business Developer at Khora, we take a look at use cases of spatial technologies in industries like education, healthcare, finance and insurance, as he vividly paints a picture of a future where we ditch our phones in favour of glasses that will open doors to alternative realities where we will socialize, learn, relax, do business and perhaps other things that we cannot yet conceptualize.

Financial Literacy for an Often Forgotten Underserved Group - Interview with Louise Ferslev, CEO and Founder at Mymonii

Money affects us all, whether we like it or not, our relationship with money is unavoidable. And yet most of us feel ill equipped to deal with our finances. Studies in Europe show that in some European markets, up to 88% of citizens are uncertain about how to manage their finances. Danish Fintech Mymonii is aiming to change that, by focusing on an often forgotten and underserved group, Children and Teens. Today we are speaking with Louise Ferslev, a competitive golfer turned entrepreneur who through her company Mymonii, is helping kids and teens develop good money management habits early on.  Her boldness and ambition to change how an entire generation thinks about money will leave you as inspired as it left us.

The Mindblowing Future of Money, it’s Far More Exciting than You Think!

Why do we trust flimsy pieces of paper with printed faces of famous people? Where does the value we place in money come from? In this video Futurist Chris Crespo explains how money is being disrupted and replaced with technology that is allowing us to capture, store and transact with value that traditionally has been excluded from our monetary system. It may well be, that in the future, your recycling, charity, and even your fitness habits, could be captured and exchanged for goods and services that today you can only get with money.